About 9 minute read
Overview
At six months out, gather your prescription list, your doctors, and your travel patterns. Decide whether Original Medicare plus Medigap or a Medicare Advantage structure fits your life.
How it works
At three months out, your initial enrollment period opens. If you are not already receiving Social Security, you enroll in Parts A and B yourself.
What to watch for
At thirty days out, confirm your Part B effective date, compare Medigap premiums, and choose a Part D plan against your actual prescriptions.
What to do next
After your Part B start date, your six-month Medigap open enrollment window is running. Do not let it pass unused.
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Book your free 15-min callThe information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.
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