About 5 minute read
Overview
You can generally switch during the annual election period or the Medicare Advantage open enrollment period each year.
How it works
Returning to Original Medicare does not automatically guarantee you a Medigap policy. Unless a guaranteed issue right applies, you may face underwriting.
What to watch for
Trial rights exist for people who joined an Advantage plan when first eligible and want to switch back within the first year.
What to do next
Confirm your Medigap approval before dropping the Advantage plan, not after.
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Book your free 15-min callThe information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.
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