About 6 minute read
Overview
High-deductible Plan G provides the same benefits as standard Plan G, but the policy pays only after you have met a high annual deductible set by Medicare each year.
How it works
The premium is substantially lower. The trade is that you carry more of the early-year cost yourself.
What to watch for
This structure can suit people with savings set aside who want protection against a catastrophic year rather than help with routine costs.
What to do next
It is not a good fit for someone who wants predictable coverage from the first dollar after the Part B deductible.
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Book your free 15-min callThe information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.
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