About 9 minute read
Overview
Original Medicare generally does not cover routine dental, routine vision, hearing aids, long-term custodial care, most care outside the United States, or cosmetic procedures.
How it works
It also does not cap what you pay. The Part B 20% continues without an annual limit, and Part A deductibles reset with each new benefit period.
What to watch for
A Medigap policy addresses the cost-sharing gaps inside Medicare. It does not turn Medicare into a dental or long-term care plan.
What to do next
Knowing which gaps a plan closes, and which it does not, is the difference between a good decision and a surprise.
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Book your free 15-min callThe information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.
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