About 8 minute read
Overview
Twenty percent sounds small until it is applied to a large number. Original Medicare has no annual out-of-pocket maximum, so the 20% keeps applying no matter how high the bills go.
How it works
Infusion therapy, dialysis, radiation, and long courses of specialty care are the common examples where the 20% becomes the dominant cost.
What to watch for
A Medigap plan converts that open-ended exposure into a fixed monthly premium plus, in the case of Plan G, one annual deductible.
What to do next
This is the core reason to plan before a diagnosis rather than after one.
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Book your free 15-min callThe information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.
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