About 9 minute read
Overview
Attained-age rating means the premium rises as you get older. It usually starts lowest and increases over time.
How it works
Issue-age rating sets the premium based on your age when the policy was issued, so it does not rise because of age alone.
What to watch for
Community rating charges the same premium to everyone in an area regardless of age.
What to do next
Every method is still subject to carrier rate increases. The rating method tells you the shape of the curve, not that the curve is flat.
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Book your free 15-min callThe information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.
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