Medicare Supplement
Medigap Plan G
The most widely discussed Medigap plan for newly eligible beneficiaries
Plan G is a standardized Medicare Supplement plan that helps pay most of the out-of-pocket costs Original Medicare leaves behind after you satisfy the annual Part B deductible.
Eligibility: Available to people newly eligible for Medicare on or after January 1, 2020.
What Plan G helps cover
- Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used
- Part A deductible
- Part A hospice care coinsurance or copayment
- Part B coinsurance or copayment (the roughly 20% Original Medicare does not pay)
- Part B excess charges
- First three pints of blood
- Skilled nursing facility care coinsurance
- Foreign travel emergency care (up to plan limits)
What you still pay
- The annual Part B deductible
- Your monthly premium
- Items Medicare does not cover at all
Who tends to consider Plan G
People who want predictable coverage with few surprises after the Part B deductible is met.
This page is educational. Benefits are standardized where applicable, but premiums and underwriting rules vary by carrier and state. A licensed agent can review how the plan letter applies to your circumstances.