About 8 minute read
Overview
Original Medicare travels with you anywhere in the United States, which makes Medigap a natural fit for people who split the year between states.
How it works
Most standardized Medigap plans include foreign travel emergency coverage at 80% after a deductible, up to a lifetime plan limit.
What to watch for
Medicare Advantage networks are geographically defined, so extended time out of area is a different planning problem.
What to do next
If you spend months in Arizona and months in Michigan, say so during a review. It changes the recommendation.
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Book your free 15-min callThe information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.
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