Health Coverage

Medicare and Prescription Planning

Matching a Part D plan to your actual medication list.

About 5 minute read

Overview

Start with the exact names, dosages, and quantities of what you take. A plan comparison built on guesses produces guesses.

How it works

Check each drug against the plan's formulary tier and any step therapy or prior authorization requirement.

What to watch for

Consider the pharmacy network. Preferred pharmacies can change the price of the same prescription.

What to do next

Review annually. Formularies and tiers change every plan year even if your prescriptions do not.

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The information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.

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