Provider Choice

Keeping Your Doctors With Original Medicare

Why network questions look different with Medigap.

About 5 minute read

Overview

With Original Medicare and a Medigap policy, you can see any provider in the country who accepts Medicare. There is no network directory to check each year.

How it works

Referrals are not required to see a specialist under Original Medicare.

What to watch for

This matters most for people with established specialists, second-opinion habits, or care at centers outside their metro area.

What to do next

It also matters for people who move or spend part of the year in another state.

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The information on this site is educational only and is not medical, legal, or tax advice. Medicare Supplement (Medigap) benefits are standardized where applicable, but premiums, availability, and underwriting rules vary by carrier and by state. Gilbert Services Southwest is not affiliated with or endorsed by the federal government or the Centers for Medicare & Medicaid Services. Please consult a licensed insurance professional about your individual circumstances.

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